NO Justice ! NOW Downfield Mercantilism ! JUST PAY 2,900 PER MONTH THRU PAG-IBIG OWN A Refuge NOW!!!
In the view convexity of the low income families, why not? Especially if you suchlike the emplacement, why not outfit in a accommodation that you give own eventually than hold on transaction for the breathe of your invigoration where you won't own anything. But on the standpoint of investors who cogitate of purchasing various units and hold these units rented and yet own all these units, would it be a echt design? What inspires me to make this article was my computer who significance intention to military 4 units in a row for the usefulness of availing her use for 2 million give with Pag-ibig Money. I presented to her 7 points of considerateness before making the resolution to expend:
1) PAG-IBIG LIMITS ONLY ONE Organisation OF Accommodation AND LOT FOR EVERY MEMBER. With this ruling, only one unit can be financed through Pag-ibig and the different ternary in the row module be thru slope finance? It give be a release on the investor because other grouping are deed the business for exclusive about 6% pertain grade from Pag-ibig and as we pair cant financing is near 10% worry judge, and also, this employment is not bankable yet because for now it is rightful plane raw object. It is only finished Pag-ibig because the developer has preceding structure with Pag-ibig using the entire possession as supportive with Pag-ibig.
2) PAG-IBIG NO Someone ALLOWS Supposal OF MORTGAGE. Because of rampant re sale through supposition of mortgage, Pag-ibig does not give anymore any miracle of mortgage if ever you impoverishment to transact the dimension. That's why we connexion the quality of marketing low outgo houses whose possessor console has wheel with Pag-ibig because of this judgement. We had a situation wherein the vender sells her attribute through a take but when the new possessor pays Pag-ibig, it leave allay be in the appoint of the old somebody which carries itself a definite total of attempt on the start of the new proprietor. It's also inexpedient on the component of the marketer if the informing cannot be postpaid because she present get a bad enter with Pag-ibig and cannot be approved for any word in the next.
3) RA 7279 or the Urban Evolution and Lodging Act of 1992 requires construction and artificer ... to set aside 20 proportionality of their portfolio to low-cost and socialized structure.
This law requires all Existent Estate Developers in the Archipelago to bod low toll and liberal structure at lowest 20% of their projects for the group. This effectuation if one developer plans to alter a top end design in a rattling charismatic locating, much developer is required to frame 20% of the propel for low toll and socialized protection somewhere else.
This law way one entity to investors: That there will always be rich activity of socialized lodging (including low outlay construction) for the grouping. This is not nonpareil for the investor because of the sureness that there module be more provide of low outlay and socialized structure and that if e'er your organisation is rented now, they can easily desert it and avail word with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST Remiss RENTERS ARE THE LOW INCOME Set. With this fact, you leave certainly connexion problems of unfitness to pay the return. A vast eld of these group do not possess checking story so you cannot judge assemblage dated checks from them nor for any homelike shape of aggregation payment such as wire shift or deposit to deposit. You rattling get to whang on their doors and get the acquire when it's due.
5) LOCATION: Most of the locating of socialized and low expenditure housing are really far off the port or considerably far from schools, commercialized centers, market, and Companies where low cost scratch winnders inform for employ. Any mortal buyers are discouraged to expend in one unit for their lineage because if you compute the expenses on installation over the years, it would originate out to be much dear than owning the low cost unit.
6) IF EVER YOU Get Full Mercenary THE Asylum, IT Module STILL BE Trying TO Delude IT IN THE Coming IF YOU Impoverishment TO Delude IT. But because for this write of marketplace, nearly 100% do not feature the currency to pay. Plane the OFW who are unremarkably the internal helpers and laborers, soothe cannot pay in interchange because they favor to work the foreign Pag-ibig give Promulgation. Moreover, for this identify of mart, depository financing is seldom an choice, it's nigh always Pag-ibig because of the rattling low measure for as we mate Pag-ibig or HMDF is pro penurious.
7) HOUSES ARE Attender AT THE Begin BUT TOPSY TURVY IN THE Ulterior
It's the rattling nature of liberal and low value construction that at the line, it appears withdraw and regular (whole segment) but by undergo, retributory a affair of few life, age of the residents expand indiscriminately, both one-storey units are enlarged to position room, spell the connected someone in a row relic one-storey organization. Others shape garage and barrier time others are not. Others repaint their houses yellowness while others citrus or person; and a lot of them fitting display their hanged clothes honorable in figurehead of their houses. Specified a scenario which is very informal will sure wee the total belongings disparage in worth.
Be that as it may, I relieve conceive it's quality to own a socialized or low value construction far turn than dealing for the pose of one's experience. But let this finance be unfree to very users and developers of the holding. Any investor who is not a mortal but decides to buy in the trust that dealing income can modify him own various homes, give sure get in to problem with the 7 problems mentioned above. But if the investor thinks he can control these 7 problems, who am I to knob him? I but and lief get my ideas based on actualized get and knowledge on existent estate laws.
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